What is Escrow Service?

As an additional service, our title department handles escrows.  There are many types of escrows.  The most common in Illinois is simply a disbursement service where we act as an agent on behalf of the lending institution and the buyer and seller.  As agent we pay from the escrow account real estate taxes, special assessments, and prior mortgages; purchase transfer stamps and record documents; draw checks and prepare an accounting of all funds disbursed.  The cost of this service is customarily paid for by the buyer. 

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